It is urgent that YOU contact us concerning your eligibility for lowering your interest rate to as little as 6.9%. Your eligibility expires shortly, so please consider this your FINAL notice.

Emphasis mine.

Okay, YOU called me. Why should I contact you? And FINAL notice? If only! I’ve been receiving this robocall for years now, nearly one a day, in spite of being on being on the no call lists. PLEASE let these notices stop!

Having a telephone would be so much more pleasant, if these kinds of calls disappeared—completely.

Unfortunately, I can only imagine they will continue to increase. It’s too easy for these lecherous companies to get every. available. phone. number. out there. And with no actual employees making the calls, the overhead must be super low. I imagine a single hit out of ten million calls is a thousand percent profit... or more.

Still, one can dream. I’m just thrilled modern phones have both Do Not Disturb and Call Blocking.

Speaking of... those ads for the iPhone X. iOS and the phone itself does nothing for me—but that camera. My. God. Can I justify spending a grand simply for that camera?

Perhaps.

Especially with that interest rate.

Are you kidding? With APR like that, I could just die!